Esacco is a Cloud Microfinance & SACCO Software System engineered to comprehensively serve Microfinance Institutions, SACCOs, Community Banks, Credit Organizations, Chamas, Self Help Groups, and Banks, among other Financial Institutions. Esacco strive to empower others technologically in their quest for financial inclusion, serving and banking the unbanked population across the world. Esacco services are geared towards cutting down requirements while starting up or growing a microfinance institution. A decision to adopt Esacco frees up time to focus on other critical matters like marketing. Esacco enforces institutions’ policy of operations timely, allowing young Institutions to have mature and stable operational structures and capacity. Esacco also provides a framework for growth; any institution thinking of doubling their portfolio in loan processing, deposit and savings and other services must think Esacco. Esacco will provide the expected capacity without or with minimal stress on other resources such as human capital and finances.