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Housing cooperative refers to a group of people pooling together for better housing of every member of the group. Through economies of scale the group is able to deliver affordable services to the members. The group takes part in activities like buying large pieces of land and subdividing them to the members. The group may also undertake development on behalf of members. The group generates additional income from selling of land and houses to non-members at higher prices than members’ prices. However housing cooperative prices for land and houses are usually below prevailing market rates. Esacco manages all the operations including land acquisition, subdivision, development, allotment and disposal.

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